Wildfire is shaping the CA Insurance Market. Stanford University Climate and Energy Policy Program has released a white paper that looks at the current home insurance crisis with origins like Prop 103 that goes back as far 1988. Proposition 103, although enacted to manage a surge in the auto insurance premiums, established a statutory framework […]
Stanford University 2026 Insurance Market Report Read Post »
If huge organizations can’t control a wildfire, how can I control a wildfire? It’s not a matter of controlling a wildfire; it’s a matter of changing the conditions of the house. Getting an assessment is what all homeowners can do. – Jack Cohen Ph.D Your Home Can Survive a Wildfire Jack Cohen, Ph.D., is often
It doesn’t take big flames to burn the house down Read Post »
Finally, good news about home insurance. Zurich US has submitted a commercial property insurance rate filing under California’s Sustainable Insurance Strategy. It is one of the first large commercial carriers to join the state’s effort to stabilize its insurance market. The strategy was created by California Insurance Commissioner Ricardo Lara. It is designed to expand the availability of
Insurance Companies Are Coming Back Read Post »
Standing-room-only workshop highlighted the urgent need for community action.Since the event three weeks ago, we have experienced two local wildfires. Six Educational Panels Promoted Wildfire Mitigation Education On May 9th, 2026, at the Calabasas Community Center, about 150 regional Firewise community leaders and industry stakeholders, including volunteers from EPIC-FSC (Emergency Preparedness in Calabasas – A
Regional Firewise Leader Workshop Read Post »
If you missed the April 23, 2026, Zone Zero Board of Forestry and Fire Protection update, Yana Valachovic, UC ANR Fire Network – Community Resiliency and Built Environment, gives us a recorded comprehensive breakdown and summary of the Draft Regulations by the Board of Forestry and Fire Protection, that was presented at a Firewise Leader
Zone Zero Update Explained Read Post »
Important things you can do today to make your recovery easier. Wildfire mitigation is not only about home hardening and defensible space. There are many other items and preparations that should be in place before a wildfire occurs. Wildfire mitigation is taking action to prevent wildfire. However, having a clear understanding of what will happen
Important Post Wildfire Rebuild Information Read Post »
In trying to reflect on the Simi Valley Sandy Fire, we could think of nothing better than to publish, with permission, a letter sent to us by Debbie Bernard, the Firewise Leader for The Woodlands Firewise Community. Our HOA, The Woodlands in Simi Valley, was battle tested this past week with the Sandy fire. Fire
Sandy Fire: Report From My Backyard Read Post »
