Wildfire is shaping the CA Insurance Market. Stanford University Climate and Energy Policy Program has released a white paper that looks at the current home insurance crisis with origins like Prop 103 that goes back as far 1988. Proposition 103, although enacted to manage a surge in the auto insurance premiums, established a statutory framework […]
Stanford University 2026 Insurance Market Report Read Post »
If huge organizations can’t control a wildfire, how can I control a wildfire? It’s not a matter of controlling a wildfire; it’s a matter of changing the conditions of the house. Getting an assessment is what all homeowners can do. – Jack Cohen Ph.D Your Home Can Survive a Wildfire Jack Cohen, Ph.D., is often
It doesn’t take big flames to burn the house down Read Post »
Finally, good news about home insurance. Zurich US has submitted a commercial property insurance rate filing under California’s Sustainable Insurance Strategy. It is one of the first large commercial carriers to join the state’s effort to stabilize its insurance market. The strategy was created by California Insurance Commissioner Ricardo Lara. It is designed to expand the availability of
Insurance Companies Are Coming Back Read Post »
