Hidden Hills Firewise
Property Assessments
Lower Home Insurance Rates
Resident Actions
Hidden Hills Firewise Program
Firewise was developed by the National Fire Protection Association (NFPA) and is a cooperative effort among local, state, federal and private agencies and organizations to promote fire safety in the wildland/urban interface.
Firefighters do not have the resources to defend every home during a wildfire. Firewise communities are those that have taken appropriate measures to mitigate or prevent wildfire structural damage.
The Hidden Hills Firewise Community provides better protection for the entire community and qualifies residents for discounts from most home insurance providers.
Hidden Hills is on its way to achieving the objectives of the Firewise program by addressing the major components of the program. As a Firewise community, we must work together to tackle the challenges of wildfire mitigation in Hidden Hills.
Firewise USA® Insurance Benefits
The primary reason for creating a Firewise Program in Hidden Hills should be to save lives and property.
However, in doing so, in October 2022, Commissioner Ricardo Lara, from the California Department of Insurance (CDI), signed into law a regulation that requires insurers to reflect and take into account specified mitigation factors in their rating plans.
CDI provides many resources and information regarding this regulation. Below are some links to information provided by the CDI:
- CLICK HERE to see the regulation and please note the paragraph on “Property-level mitigation efforts“
- CLICK HERE to learn about the CDI “Safer from Wildfires” program
- CLICK HERE to see what “Safer from Wildfires” means for your home insurance
Once you have familiarized yourself with the science and insurance regulations, you need to ask yourself, “Would you insure you?“
Technology today is allowing insurance companies to better assess their risks. We have to step up to the plate and do our part.
Today, there is a shift to “risk prevention” for both homeowners and insurance companies.
- CLICK HERE to see a list of Qualifying Firewise activities
- CLICK HERE to view the California Department of Insurance’s list of Insurers that sell Difference in Conditions (DIC) Policies that complement a FAIR Plan policy.
Firewise USA® is a registered trademark of the National Fire Protection Association, Inc. (NFPA). CLICK HERE for more information from NFPA.
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